As expatriates, you are non resident for tax purposes in your home country. This leave you with a legal right to enjoy 100% tax free (free of income, capital gains and corporate taxes) growth on your money (all except for US citizens). It therefore makes sense to use to the offshore market place for all expatriate financial solutions as this will ensure you pay no unnecessary taxes.

There are over 47 offshore (essentially tax free) territories world wide. What distinguishes them from each other is the level of regulation of the financial services industry and the level of protection available to those who use service registered in those territories.

For the above reasons, we prefer to use territories which are well established, politically and economically stable, offer the highest level of financial regulations and investor protection to protect you and your money.

The vast majority of companies and their services that we represent will be based in the Isle of Man (UK), Channel Islands (UK), Luxembourg and Switzerland. However for trusts and offshore companies these territories extend considerably (for more information, please see Trusts & Offshore Companies).

Most solutions taken whilst resident overseas will not continue to grow tax free once you have returned to your home country. However, benefits can be deferred until you reach retirement (for example) and your tax bracket is lower. Furthermore, should you move overseas once again, your assets will once again grow tax free - whereas an onshore solution will always attract unnecessary taxes regardless of your tax residence. For this reason, an offshore solution will almost always outperform its onshore equivalent.

Please note however, we are not tax advisers and can therefore not provide you with up to date tax planning as laws change regularly and are different from country to country. For thorough tax planning solutions , we recommend you seek specialist advice. The AILO produces tax information and you can download specific country relevant information form our download center