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A responsible
employer not only seeks to protect the health and well
being of their staff - they also ensure that employees'
dependents are provided with adequate protection in case
of the employee's death. Group life plans may be incorporated
into some of the pension schemes described above or alternatively
may be stand-alone plans. Life cover levels may be fixed
according to seniority or set as a multiple of salary.
Both term assurance and whole of life options are available.
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